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BORROWERS CERTIFICATION & AUTHORIZATION
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Certification
The undersigned certify the following:
- I/we have applied for a mortgage loan from MoneyMae
Lending Group. In applying for the loan, I/we completed a
loan application containing: various information on the
purpose of the loan, the amount and source of the down
payment, employment and income information, and assets and
liabilities. I/We certify that all of the information is
true and complete. I/We made no misrepresentations in the
loan application or other documents, nor did I/we omit any
pertinent information.
- I/We understand and agree that the Lender reserves the
right to change from mortgage loan review process to a
full documentation program. This may include verifying the
information provided on the application with the employer
and/or the financial institution.
- I/We fully understand that it is a Federal Crime
punishable by fine or imprisonment, or both, to knowingly
make any false statements when applying for this mortgage,
as applicable under the provisions of Title 18, United
States Code, Section 1014.
- I/We have not be induced by the Lender, or any of its
employees to leave any answers blank or conceal or
misrepresent, in any way, any information required to be
provided on the loan application.
Automated Underwriting Service Acknowledgement and
Agreement
I, each of the persons signing below, agree that my mortgage
loan application may be reviewed by the Federal Home Loan
Mortgage Corporation Loan Prospector Automated underwriting
service (Freddie Mac/Loan Prospector) or the Federal
National Mortgage Association Desktop Underwriter Service
(Fannie Mae/Desktop Underwriter) to assist in processing my
application. I authorize the lender to whom I have presented
my application, any agent or success-in-interest of my
lender, any lender which is considering purchasing my loan
or the servicing of the loan and Freddie Mac/Loan Prospector
or Fannie Mae/Desktop Underwriter to obtain copies of my
credit reports and any other information, such as
employment, income, asset and liability, and other
information about me they may require to process my
application or to review my loan in connection with a
potential sale, I also agree that the foregoing lenders and
Freddie Mac/Loan Prospector or Fannie Mae/Desktop
Underwriter may use the information about me to assess and
improve the effectiveness and accuracy of their underwriting
procedures and requirements |
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